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Effective Date: February 2025Welcome to BlockFiat.com. By accessing or using our platform, you agree to comply with these Terms and Conditions. Please read them carefully before using our services. <h2 style="caret-color: rgb(0, 0, 0);">1.&nbsp;Acceptance of Terms</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2>By using BlockFiat, you acknowledge and agree to these Terms and Conditions. If you do not agree, please do not use our platform. Your continued use of the platform after any modifications to these terms signifies your acceptance of the updated terms. <h2 style="caret-color: rgb(0, 0, 0);">2.&nbsp;Eligibility</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2>You must be at least 18 years old to use our services. Additionally, our platform is&nbsp;NOT&nbsp;available to users in the following locations:<ul data-spread="false" style="caret-color: rgb(0, 0, 0);"><li>United States</li><li>Afghanistan</li><li>Syria</li><li>China (Mainland)</li><li>Vietnam</li><li>Any country where crypto trading or peer-to-peer cryptocurrency trading is prohibited by law.</li></ul>Users attempting to bypass these restrictions, such as using VPNs or falsifying information, may have their accounts permanently terminated and may be reported to relevant authorities. <h2 style="caret-color: rgb(0, 0, 0);">3.&nbsp;Nature of Service</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2>BlockFiat provides a Peer-to-Peer (P2P) cryptocurrency trading platform, allowing users to buy and sell digital assets directly with one another. We act as a neutral intermediary and do not engage in any trading activity ourselves. BlockFiat does not guarantee the availability of any particular digital asset and reserves the right to delist or suspend assets based on legal, security, or business considerations. <h2 style="caret-color: rgb(0, 0, 0);">4.&nbsp;User Responsibilities</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2><ul data-spread="false" style="caret-color: rgb(0, 0, 0);"><li>Users must provide accurate information when creating an account, including valid identification where required.</li><li>Users must ensure compliance with their local laws and regulations regarding cryptocurrency trading.</li><li>Users must not engage in fraudulent, illegal, or prohibited activities on the platform.</li><li>Users must ensure that the funds used for transactions originate from legitimate sources.</li><li>Users are solely responsible for their trades, including verifying the authenticity of the counterparty. </li></ul><h2 style="caret-color: rgb(0, 0, 0);">5.&nbsp;Risk Disclaimer</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2>Cryptocurrency trading is highly volatile and carries significant financial risk.&nbsp;By using our platform, you acknowledge that you may lose part or all of your money. BlockFiat is not responsible for any losses incurred while trading.Users are advised to conduct their due diligence and risk assessments before engaging in any transactions. <h2 style="caret-color: rgb(0, 0, 0);">6.&nbsp;Security and Account Protection</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2><ul data-spread="false" style="caret-color: rgb(0, 0, 0);"><li>Users are responsible for maintaining the security of their accounts.</li><li>BlockFiat will never ask for private keys or passwords.</li><li>Users should enable two-factor authentication (2FA) for additional security.</li><li>In case of suspected unauthorized access, users should report it immediately to BlockFiat’s support team. </li></ul><h2 style="caret-color: rgb(0, 0, 0);">7.&nbsp;Prohibited Activities</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2>Users may not:<ul data-spread="false" style="caret-color: rgb(0, 0, 0);"><li>Engage in money laundering, fraud, or other illegal activities.</li><li>Use the platform for any form of financial crime.</li><li>Attempt to manipulate the market through fraudulent trades.</li><li>Use multiple accounts to circumvent platform restrictions.</li><li>Engage in harassment, abusive behavior, or any conduct that disrupts the platform’s integrity. </li></ul><h2 style="caret-color: rgb(0, 0, 0);">8.&nbsp;Fees and Charges</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2><ul data-spread="false" style="caret-color: rgb(0, 0, 0);"><li>BlockFiat reserves the right to charge fees for transactions, withdrawals, or any other services offered.</li><li>Fees may be updated periodically, and any changes will be communicated in advance.</li><li>Users are responsible for any third-party fees, such as banking or network fees associated with cryptocurrency transactions. </li></ul><h2 style="caret-color: rgb(0, 0, 0);">9.&nbsp;Termination of Accounts</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2>BlockFiat reserves the right to suspend or terminate any account violating these terms without prior notice. Additionally, accounts may be restricted or terminated for the following reasons:<ul data-spread="false" style="caret-color: rgb(0, 0, 0);"><li>Providing false or misleading information.</li><li>Engaging in suspicious activities.</li><li>Violating any applicable laws or regulations.</li><li>Failing to comply with verification requests. </li></ul><h2 style="caret-color: rgb(0, 0, 0);">10.&nbsp;Limitation of Liability</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2>BlockFiat is not liable for any direct, indirect, incidental, or consequential losses incurred due to platform usage. Users agree to trade at their own risk. BlockFiat does not guarantee uninterrupted access to the platform and is not responsible for service disruptions due to maintenance, cyberattacks, or unforeseen technical issues. <h2 style="caret-color: rgb(0, 0, 0);">11.&nbsp;Dispute Resolution</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2><ul data-spread="false" style="caret-color: rgb(0, 0, 0);"><li>Users are encouraged to resolve disputes amicably.</li><li>BlockFiat may offer mediation services for trade disputes but is not obligated to intervene.</li><li>Any disputes that cannot be resolved internally shall be settled in accordance with the governing law of (Seychelles). </li></ul><h2 style="caret-color: rgb(0, 0, 0);">12.&nbsp;Privacy and Data Protection</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2><ul data-spread="false" style="caret-color: rgb(0, 0, 0);"><li>BlockFiat collects and stores user data in compliance with applicable data protection laws.</li><li>Users consent to the collection and processing of their data for account verification and platform security.</li><li>BlockFiat does not sell user data to third parties.</li><li>Users may request the deletion of their data in accordance with our Privacy Policy. </li></ul><h2 style="caret-color: rgb(0, 0, 0);">13.&nbsp;Modifications to Terms</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2>BlockFiat reserves the right to update these Terms and Conditions at any time. Continued use of the platform constitutes acceptance of any revised terms. Users are responsible for reviewing these terms periodically. <h2 style="caret-color: rgb(0, 0, 0);">14.&nbsp;Governing Law</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2>These terms shall be governed and interpreted in accordance with the laws of [Insert Jurisdiction]. Users agree that any legal action or proceeding related to the use of the platform shall be resolved exclusively in the courts of Seychelles. <h2 style="caret-color: rgb(0, 0, 0);">15.&nbsp;Contact Information</h2><h2 style="caret-color: rgb(0, 0, 0);"> </h2>For any questions regarding these Terms and Conditions, please contact us at&nbsp;<a disabled="true" style="">support@blockfiat.com</a>.

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